When to Contribute or Convert to a Roth Account
Yahoo Finance ·
In this episode of Motley Fool Hidden Gems Investing , Motley Fool retirement expert Robert Brokamp Robert Brokamp discusses when a Roth makes sense with Wade Pfau, the founder of RetirementResearcher.com, the director of retirement research at McLean Asset Management, the co-host of the Retire With Style podcast, and the author of more than 60 research articles and four books, including The Retirement Planning Guidebook . Who should contribute to or convert to a Roth account? Why thinking just in terms of tax brackets doesn't paint the whole tax picture. The sometimes-faulty assumptions made by online tools. Why Roth accounts benefit retirees who may be subject to substantial required minimum distributions or Medicare surcharges. What types of investments are best for Roth accounts. To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center . When you're ready to invest, check out this top 10 list of stocks to buy . This podcast was recorded on Oct. 24, 2026. Robert Brokamp: The pros, cons, and underappreciated benefits of Roth accounts this week on the Saturday Personal Finance Edition of the Motley Fool Hidden Gems Investing Podcast. I'm Robert Brokamp, and you may have heard this old saying about investing. It's not what you make. It's what you keep. Because you aren't the only owner of your portfolio, you have a co-owner named Uncle Sam, and he eventually will want his share in the form of taxes. However, you can limit how much of your returns you lose a taxes by investing in a Roth retirement account, which offers tax-free growth and withdrawals. But there's a trade-off. A year when you contribute or convert to a Roth, you usually pay more in income taxes. You to explain when a Roth makes sense is Wade Pfau. Wade is the big brain behind retirement researcher.com, the director of Retirement Research at McClain Asset Management, the co-host of the Retire With Style podcast, and the author of more than 60 research articles and four books, including the Retirement Planning Guidebook, which is one of my favorites. Wade, welcome back to the show.
DYAX Investor Sentiment
Bullish (Long) 57% · Bearish (Short) 43%
463 participants
Related News
- Stock Market Today, Nov. 5: Amazon Shares Slide as Technology Selloff Erases Early Gains
- Midterms Could Deepen the K-Shaped AI Trade as Data Center Curbs Favor Big Tech Companies
- Berkshire After Buffett: Steady Hands, Big Bets In The Greg Abel Era
- 1 Unstoppable Cryptocurrency That Could Join Bitcoin in the $1 Trillion Club
- Why IonQ Stock Just Fell 10.5% Today
- Here’s Why AI Insurer Lemonade (LMND) May Skyrocket in 2027
