OFG expects 5.25%-5.35% NIM in 2H 2026 as government deposits are relocated
Seeking Alpha ·
Earnings Call Insights: OFG Bancorp (OFG) Q2 2026 "We had another all-around outstanding quarter with good momentum in all areas" (President, CEO & Chairman José Fernández), adding: "Earnings per share increased 21% year-over-year on 4% growth in total core revenues" and saying results were driven by "consistent loan
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Building on strong momentum in the second quarter, OFG Bancorp achieved a 4% year-over-year increase in core revenue and a 21% surge in earnings per share (EPS). Management projected that the net interest margin (NIM) will range between 5.25% and 5.35% in the second half of 2026, driven by the effects of government deposit reallocation. This strong performance is based on steady growth in the loan sector and is having a positive impact on overall banking profitability. Investors should continuously monitor future deposit migration trends and loan asset quality.
상승 영향
- Banks — Profitability is improving, with the NIM expected to reach 5.25%-5.35% in the second half of 2026 due to government deposit reallocation and EPS increasing by 21%.
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