Crypto card monthly transaction volume surges 230% from 2025
COINTELEGRAPH ·
Monthly payment volume on crypto-linked debit and credit cards is up about 230% over last year, amid a proliferation of crypto-related payment products. Cumulative volume on crypto-linked payment cards reached $7.8 billion this month, according to The Kobeissi Letter, a market research publication. Payments giant Visa is capturing about 90% of crypto card transactions through partnerships with onchain native companies like Jupiter Global, analysts at The Kobeissi Letter said. Cumulative crypto card volume between 2023 and 2026. Source: The Kobeissi Letter Jupiter Global is the payments project launched by the team behind the Jupiter decentralized crypto exchange on the Solana network. The Kobeissi Letter added: The growth of crypto payment cards highlights how digital assets, particularly stablecoins, are becoming integrated into the traditional financial system without displacing incumbent payment providers like Mastercard and Visa. Related: Solayer launches Visa-compatible card for USDC payments Crypto exchange OKX launched a stablecoin payments card for customers in Europe in January 2026, which operates on the Mastercard network. Crypto protocols and platforms helping facilitate onchain payments products. Source: Mars DeFi Grocery store purchases were the top spending category and accounted for about 26% of all OKX card transactions in January, while restaurants accounted for 18% of the total transaction volume, according to data from OKX. Online shopping was the third-biggest spending category, accounting for about 13% of the total transaction volume for the month. “When crypto pays for lunch, payment adoption is real. For years, critics pointed to a lack of everyday utility as crypto's weak point: great as a speculative asset, less useful as actual money,” the OKX team said . In March, Visa and Bridge, a fintech company owned by payments company Stripe, announced plans to roll out stablecoin-linked payment cards in over 100 countries. Initially, 18 countries were supported, including Argentina, Colombia, Ecuador, Mexico, Peru and Chile, with plans to expand the product into the Asia-Pacific (APAC), Africa, and Middle East regions by the end of 2026. Magazine: Guide to the top and emerging global crypto hubs: Mid-2026
AI 시장 분석
Crypto card monthly transaction volume is projected to surge by 230% from 2025, indicating a significant increase in real-world utility and adoption of cryptocurrencies. This surge suggests a maturing market for digital assets and their integration into daily commerce.
상승 영향
- Cryptocurrencies (Bitcoin, Ethereum, etc — Increased card transaction volume enhances the utility and demand for cryptocurrencies, contributing to their value appreciation and boosting overall market sentiment.
- Blockchain Technology — Growing crypto card usage highlights the importance of blockchain-based payment systems and accelerates related technological development and investment.
- Fintech (Crypto Payment Solutions) — Companies providing crypto card services can expect direct revenue growth from increased transaction volumes and opportunities to expand market share.
- E-commerce/Retail (Crypto-friendly) — Expanding crypto payment options attract new customers and stimulate transaction activity, potentially leading to increased sales through enhanced payment convenience.
하락 영향
- Traditional Payment Networks (Visa, Mast — The expansion of the crypto card market could exert long-term competitive pressure on the market share of traditional payment systems, increasing demands for innovation.
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