Swift rolls out new blockchain ledger to bring 24/7 banking to 17 global giants

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The project comes as banks, payment firms and crypto companies test faster ways to move money across borders. Stablecoin issuers already offer transfers that can settle outside banking hours, though banks point to regulatory, compliance and risk controls as reasons for using tokenized deposits on bank-led infrastructure. Swift said 75% of payments on its network now reach beneficiary banks within 10 minutes, and often in seconds. The ledger is meant to add always-on availability for regulated digital money while keeping final settlement tied to existing systems.

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