What Happens When You Retire Earlier Than Planned?

Yahoo Finance ·

This is one of the key questions most people consider when planning their financial futures. In fact, you probably set your retirement savings goals based on a specific target retirement date. You may also estimate your future Social Security benefit based on that date. But what happens if things don't work out as planned? If, say, you lose your job at 62 and can't find another one despite planning to retire at 67? Or you have to stop work at 64 instead of 70 because your spouse has a health issue? Many people find themselves forced into early retirement in scenarios like these. And if that happens, the consequences to their financial security can be very serious.

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