XRP Price Outlook: Where This Crypto Could Stand in 3 Years

Yahoo Finance ·

For more than a decade, crypto investors have talked up XRP ( XRP 0.18% ) as an explosive, high-upside cryptocurrency. Yet here we are in 2026, and XRP is still trading for just $1. So what happens to XRP over the next three years? Will it finally fulfill its promise, or will it fade into irrelevance? Let's take a closer look at two potential scenarios for XRP. There is no shortage of bullish price predictions for XRP. It's not hard to find price targets of $100 for XRP . These are obviously pie-in-the-sky price targets, based on some wildly outlandish assumptions about exponential growth. A more realistic price target comes from Standard Chartered. In April 2025, the bank outlined a scenario by which XRP could become a $12.50 cryptocurrency by 2028.

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