Here Are the Average 401(k) Balances at Ages 55, 60, 65, and 70 -- How Do You Stack Up?
Yahoo Finance ·
How much money should you have saved up for retirement? It depends in large part on your age. The older you are, the more you should have socked away. One quick way to see if you are on track for retirement is to compare the amount saved in your 401(k) account with how much other Americans your age have saved. Here are the average 401(k) balances at ages 55, 60, 65, and 70. Fidelity Investments surveyed 26,800 401(k) plans and 25.6 million participants in the first quarter of 2026. The company found that the average balance for individuals aged 55-59 was $260,800. By comparison, the average balance for ages 50 to 54 was $215,700. While Fidelity didn't specify the average 401(k) balance at exactly age 55, we can estimate it's likely around $260,000. This number is somewhat higher, though, than another estimate. Vanguard analyzed nearly 5 million 401(k) plans that it manages. It calculated an average balance of $244,750 for individuals aged 55-64.
DYAX Investor Sentiment
Bullish (Long) 66% · Bearish (Short) 34%
383 participants
Related News
- Social Security's 2027 COLA Is on Pace for a Historic "Trump Bump" -- but It Comes With Unintended Consequences
- Better Crypto for a $500 Investment: Bitcoin vs. Dogecoin
- The AI Boom Has a Power Problem. These Industrial Stocks Are Cashing In.
- Is Micron Turning Into a Steadier Growth Stock?
- Where Will TJX Companies' Stock Be in 1 Year?
- Here's What to Expect for Cardano in July